May the spirit of the Christmas fill your home with peace, joy and love. I wish you good health and prosperity in 2020.
Let’s face it, raising a family today can be financially challenging. The cost of living continues to increase, housing costs are rising along with education and extra-curricular activities for our children. It is tough to make ends meet and still have something left over at the end of each month.
Most families today require both parents to work to afford the lifestyle they enjoy. Losing one of those incomes through premature death, illness or a disability is a real risk that many families would have a difficult time facing emotionally and financially.
How do you protect your family? Read more
by Kelly Beaudoin
Even for those of us who love the holiday season, this time of year can be very stressful. In addition to all our regular commitments, we somehow manage to squeeze in enough time for holiday shopping, extra cooking and baking, get-togethers and parties, and maybe even a school concert or two.
The stores start stocking holiday décor in October, and suddenly the pressure is on – to have the “perfect” holiday, but do we really need perfection and all the stuff that goes with it? Read more